Bbright offers a choice of payment options including credit card and a monthly finance package with 24 months 0% interest free on qualifying orders. We use Omni Finance who make the process simple and quick.
Products offered by Omni on this site are:
Monthly Payments (Interest Baring Credit) Representative 9.90%APR
Interest is calculated daily and added monthly at a rate, you must make the minimum repayment each month. You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay. Payments will start approximately one month after the contract we have fulfilled with you.
Buy Now Pay Later Representative 14.90%APR
If settled in full within the 12 month deferral period then there is no interest to pay, however a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee.
If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.
Finance application process summary
Once a finance plan is selected a loan application will be completed, a copy of the lender’s pre-contract information will be provided, which will explain the terms of the loan agreement and provide you with the information necessary to reach a decision. If you then decide to go ahead with the selected finance plan the lender will require you to sign the credit agreement, after which I will enter a 14 day right of withdrawal period.
You can choose the payment option that suits you at the check out stage.